Cash- Based vs Insurance Physical Therapy in Holly Springs, NC
One-on-one, hour-long physical therapy without insurance limits on your visits. Here’s how it works and what it really costs.
Choose Lasting Results Over Copays
Many insurance-based clinics are built around volume, which can mean shorter time with your physical therapist, more visits per week, and a longer overall plan of care. Until your deductible is met, you may pay the full visit rate out of pocket. After that, copays for physical therapy are often $50 to $100 per visit because it’s billed as a specialist visit.
At CD Physical Therapy, every visit is a full hour, one-on-one with your physical therapist. No techs, no sharing your session, and no visit limits set by an insurance company. That focused time often means fewer visits overall.
Your Recovery, On Your Terms.
You can start care right away without waiting for insurance approval or a physician referral. We provide a superbill you can submit to your insurance company, and depending on your plan, payments may count toward your out-of-network deductible. Many patients find they’re already feeling better before they would have met their deductible.
If you need ongoing care later, you can continue with us or move to an in-network provider. Either way, you start with a clear plan and real answers.
Why This Matters for EDS, Hypermobility, and POTS
Complex conditions rarely fit a 12-visit insurance plan. Patients with Ehlers-Danlos syndrome, hypermobility spectrum disorders, and POTS often need longer sessions, a slower pace, and a plan that adjusts over time. Cash-based care makes that possible.
Is cash-based physical therapy worth it?
For many patients, yes. If you haven’t met your deductible, you may pay less out of pocket at CD Physical Therapy than at an in-network clinic, while getting a full hour of one-on-one care each visit.
Do you accept Medicare?
We do not bill Medicare. If you have Medicare, please call us before booking so we can talk through your options.
Have questions about insurance, superbills, or referrals? See our FAQs page